Disaster Resources

Encourage Your Employees to Apply for FEMA

It is very important that every resident applies for FEMA. You may not know exactly what they have available until you apply.
Some of the business loans available may also have zero interest options.

If you have employees that have been displaced, assistance with transitional housing assistance vouchers may be available, but they must apply.

3 ways to apply:

1. Online at DisasterAssistance.gov
2. FEMA app
3. Call 800-687-FEMA (3362)

Federal Business Recovery Resources
Small Business Administration (SBA) Disaster Loans
 

Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery, and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible.
 
Economic Injury Disaster Loans (EIDL) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non- profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period.
 
Application filing deadlines:
Physical damage:  January 12, 2023
Economic injury:  June 29, 2023
More information is available on the SBA.gov website. 

The agency will waive the interest rate for the first year on new disaster loans and extend the initial payment deferment period automatically to 12 months.  

 
Disaster Legal Aid

National Disaster Legal Aid
Disaster Legal Services through the American Bar Association (ABA) 
 

Tax Relief

Call the IRS – 866-562-5227
FEMA Declaration Number – DR-4673-FL
Website Link
 
 

State of Florida Business Recovery Resources
State of Florida Business Damage Assessment Survey

Providing information in the Business Damage Assessment survey to determine damage related to disaster impacts in Florida, and does NOT serve as an application for resources, including the Small Business Emergency Bridge Loan. After filling out the survey, federal, state, or local agencies may reach out to you through the contact information provided if you indicate your interest. Surveys are public record and must be made available to the public and media upon request.
 

Disaster Unemployment Assistance (DUA)

Disaster Unemployment Assistance is available to Florida businesses and residents whose employment or self-employment was lost or interrupted as a direct result of Hurricane Ian. Individuals affected in the designated-disaster areas must file DUA applications by December 30, 2022. Applications filed after the deadline will be considered untimely, and DUA benefits may be denied unless the individual provides good cause.
 

Florida Small Business Emergency Bridge Loan Program

The Florida Small Business Emergency Bridge Loan program provides short-term, zero-interest working capital loans that are intended to “bridge the gap” between the time a disaster impacts a business and when a business has secured longer term recovery funding such as federally or commercially available loans, insurance claims or other resources.

Loans are available up to $50,000 per eligible applicant. Loans made under this program are short-term, personal loans using State of Florida funds – they are not grants and must be repaid. Florida Small Business Emergency Bridge Loans require repayment by the approved applicant. Owners may utilize funding from longer term financial resources, such as U.S. Small Business Administration economic injury disaster loans, to repay the Emergency Bridge Loan.
 
Click here for more information / to apply.  
 

Disaster Recovery Jobs Portal for Job Seekers and Employers